PathwaysPathway 03
PATHWAY 03

Business Finance & Legacy Planning Pathway

The Business Finance & Legacy Planning Pathway is for the entrepreneur, business owner, and wealth builder who is ready to move beyond basic financial management into strategic financial leadership. You will learn to structure your business for tax efficiency, build financial systems that support succession, and create a legacy plan that protects your family for generations.

Pathway Overview
Modules6 modules
Lessons30 lessons
Total Duration19 hours
LevelBeginner → Advanced
CertificateYes — upon completion
Instructor-led

Who This Pathway Is For

  • Business owners who want financial mastery beyond bookkeeping basics
  • Entrepreneurs building businesses designed to outlast them
  • Professionals planning for generational wealth transfer
  • Tax preparers and bookkeepers expanding into advisory services

What You'll Be Able To Do

  • Understand entity structures and implement strategic tax planning
  • Manage business financial health with advanced KPIs and dashboards
  • Create organized financial records designed to support succession
  • Understand basic trust and estate planning concepts
  • Build a comprehensive legacy blueprint for your business and family

What You'll Learn

01

Entity Structure & Business Formation

Intermediate

Choose and optimize your business entity based on income, risk, and long-term goals. Understand the tax and legal implications of each structure and when to change.

3.5 hrs
Sole proprietor vs LLC vs S-Corp vs C-Corp comparison
S-Corp elections: when it makes financial sense
Reasonable salary vs distributions: the SE tax strategy
Multi-member LLCs and partnership taxation basics
Changing entities: timing, process, and tax impact
02

Business Tax Strategy & Planning

Intermediate

Move from reactive tax filing to proactive tax planning. Learn how to legally minimize your tax burden year-round through timing, deductions, and entity optimization.

4 hrs
The difference between tax preparation and tax planning
Qualified Business Income (QBI) deduction — Section 199A
Depreciation and Section 179 — accelerated write-offs
Home office, vehicle, and meals deductions done correctly
Quarterly estimated tax planning and cash flow alignment
03

Business Financial Health & KPIs

Intermediate

Build and monitor the financial dashboard that tells you exactly how your business is performing. Learn the metrics that separate growing businesses from stagnant ones.

3 hrs
The 5 financial ratios every business owner must track
Building a monthly financial dashboard
Gross margin, net margin, and what they reveal
Cash flow vs profit: managing both simultaneously
Break-even analysis and pricing for profitability
04

Succession-Ready Financial Records

Advanced

Build financial systems designed not just for today but for the future owner of your business — whether that is your child, a partner, or a buyer.

2.5 hrs
What buyers and successors look for in financial records
Documenting processes: the financial operations manual
Separating personal and business finances completely
Clean-up bookkeeping and normalizing owner expenses
Preparing 3 years of financial statements for valuation
05

Trust, Estate & Legacy Planning Basics

Advanced

Understand the fundamentals of estate planning — wills, trusts, beneficiary designations, and life insurance — and how they connect to your business succession plan.

3 hrs
Wills vs trusts — which you need and why
Revocable living trusts and how they avoid probate
Beneficiary designations: the most overlooked estate tool
Life insurance as a legacy and business succession tool
The four documents every business owner must have
06

Build Your Legacy Blueprint

Advanced

Bring everything together into a written Legacy Blueprint — a comprehensive document that captures your financial, business, and estate planning decisions in one place.

3 hrs
The Legacy Blueprint framework: 7 core sections
Defining your financial legacy goals and timeline
Succession planning: family, key employee, or third-party sale
Wealth transfer strategies: gifting, trusts, and step-up basis
The annual legacy review: keeping your plan current

Where This Takes You

Protection Outcome

Business and personal assets legally separated and protected through proper entity structure

Tax Outcome

Paying less tax through proactive planning — estimated savings of $5,000–$30,000+ annually for qualifying businesses

Legacy Outcome

A completed Legacy Blueprint and succession plan ready to transfer wealth to the next generation

This pathway connects daily financial skills to lasting generational impact.

— Sherline Gamboa, Campus Director

Ready to Start Pathway 03?

Enroll now and begin building a skill that creates real income and lasting legacy.